twenties series: [thirteen] economize

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looking further ahead and thinking for long term is the smart thing to do now. its never a bad thing to start early and create a good habit to control monetary usage and handle cash flow with care. at a point where i should start thinking about investments, assets and things that would affect the markets. the last thing i need is to see my bank account balances dip slowly because of poor monetary management and unnecessary expenses. that means, controlling the frequency of eating out, holding back often temptations for online shopping and differentiating between wants and needs. its no secret i put much emphasis in my technology, my car, and my taekwondo gear. i like shopping and i love new things, who doesn’t? online shopping has made it so easy for me to make purchases, i could be spending way more than i would want to without realizing until i receive my credit card bill in the mail. for example, it doesn’t help that i have not used any phone model for more than two years, in fact, record shows i have had four phones in the past four years and three laptops within the past six years. recent investment in yet another uniform to add to my ever growing collection of taekwondo gear, but i swear this time is for a good cause

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twenties series: [two] money

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money isn’t everything because it’s not the only indication as to how successful we are in life. it’s true money and success have direct correlation because we can only do so much without money. most of us work hard in life through two decades of school and work for four decades after that, not to see how much money we can accumulate in our bank account. our wealth is determined by how we impact our community and how much knowledge we get out of life, and not how many zeros our bank statement shows. no one going through school imagines or wishes to be a future hobo sitting on the street asking for passerbys to drop a few coins. if we don’t learn to use and manage it properly, what good will that do?? don’t get me wrong, no doubt number crunching is indeed important and i love money; it makes me happy when my bank account balances increases. i can almost guarantee that there isn’t anyone in the universe that doesn’t like money, i can speak for myself. what’s more important is understanding how money can facilitate us and increase our quality of life, so finding out ways to utilize money to make myself the happiest possible. not making money for the sake of making money because someone said that that is a good thing

day 102 – online shopping spree

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spending money has never been a difficult task, its earning and saving that gives everyone troubles. with a few simple mouse clicks, i spent over three hundred dollars to purchase some gear that is deemed essential. hope everything turns out well because it the ordering process was a hassle