day 1126 – gobble

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woke up feeling a tad lightheaded, perhaps the lack of sleep is the cause. after finishing my complexes, i got myself a vanilla latte and fed myself chicken and potatoes for lunch. thinking that spiking my sugar level, eating and upping my blood pressure would help.  also dealt with some bank issue. they finally for it correct after the fourth try; if i have to go into the bank one more time for this purpose, i’d be really angry

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day 718 – long overdue paychecks

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i am very happy to finally receive my long overdue paychecks dating back to january – yes, you got that right. really needed this money because i broke my bank lately and cash flow is as low as it has ever been. i guess the delay is partially my fault that i have been so busy and couldn’t clear the account when the spreadsheet of the breakdowns were given to me

day 556 – rightful owner

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after two months delay, the money finally arrived in the hands of the rightful owner. i waited far too long for this paycheck i was afraid my bank account would dry up before i would have any to refill. this is going to save some of my crazy spendings since christmas holidays. paydays are the best, often forget how good it feels to hold the cheque in my hand, or multiple cheques in this case

day 448 – paying bills

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it’s that time of the month to do my finance when bills and receipts are flying all over the place and i am scrambling to gather all. this is when i wished i did more window shopping and less actual shopping and impulsive buys to minimize the hole that is now burning in my wallet. it all comes down to resistance and make sure it doesn’t cut too much into my savings

twenties series: [thirteen] economize

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looking further ahead and thinking for long term is the smart thing to do now. its never a bad thing to start early and create a good habit to control monetary usage and handle cash flow with care. at a point where i should start thinking about investments, assets and things that would affect the markets. the last thing i need is to see my bank account balances dip slowly because of poor monetary management and unnecessary expenses. that means, controlling the frequency of eating out, holding back often temptations for online shopping and differentiating between wants and needs. its no secret i put much emphasis in my technology, my car, and my taekwondo gear. i like shopping and i love new things, who doesn’t? online shopping has made it so easy for me to make purchases, i could be spending way more than i would want to without realizing until i receive my credit card bill in the mail. for example, it doesn’t help that i have not used any phone model for more than two years, in fact, record shows i have had four phones in the past four years and three laptops within the past six years. recent investment in yet another uniform to add to my ever growing collection of taekwondo gear, but i swear this time is for a good cause

twenties series: [two] money

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money isn’t everything because it’s not the only indication as to how successful we are in life. it’s true money and success have direct correlation because we can only do so much without money. most of us work hard in life through two decades of school and work for four decades after that, not to see how much money we can accumulate in our bank account. our wealth is determined by how we impact our community and how much knowledge we get out of life, and not how many zeros our bank statement shows. no one going through school imagines or wishes to be a future hobo sitting on the street asking for passerbys to drop a few coins. if we don’t learn to use and manage it properly, what good will that do?? don’t get me wrong, no doubt number crunching is indeed important and i love money; it makes me happy when my bank account balances increases. i can almost guarantee that there isn’t anyone in the universe that doesn’t like money, i can speak for myself. what’s more important is understanding how money can facilitate us and increase our quality of life, so finding out ways to utilize money to make myself the happiest possible. not making money for the sake of making money because someone said that that is a good thing

day 256 – moola

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the stack of money i collected from killarney students purchasing uniforms and equipment this weekend. too bad none of this stack of bills is for me or i would be a wealthy person. don’t mind if i go shopping with this stash and buy everything on my wish list that my wallet cannot support